Community Rating System

The Town of Morehead City participates in the National Flood Insurance Program's (NFIP) Community Rating System (CRS). The CRS is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements.

Morehead City currently maintains copies of elevation certificates for new construction and substantial improvement within the Special Flood Hazard Area (SFHA), provides flood protection information, requires higher regulatory standards, requires open space preservation for new development, and provides drainage system maintenance.

As a result of Morehead City's implementation of these activities and participation in the CRS, flood insurance premium rates are discounted to 10% for properties within the special flood hazard area and to 5% for properties located outside of the special flood hazard area.

Determining Whether Your Property is Within the SFHA

Contact staff to determine whether or not your property is located within the special flood hazard area or to receive technical advice on how to protect your buildings from flooding. To see a flood map of your home, see the North Carolina Flood Risk Information System website.